Lending Gets Smarter: Zest AI and Temenos Turbocharge Bank Automation

AI Supercharges Legacy Lending

Temenos, the global banking software provider, has teamed up with Zest AI to bring cutting-edge machine learning to traditional financial institutions. The collaboration injects Zest’s automated underwriting capabilities into Temenos’s core banking platform, enabling banks to make faster, more accurate credit decisions. With a promise to automate up to 80% of lending workflows, the partnership targets a massive leap forward in loan decision efficiency and regulatory transparency.

More Loans, Less Time

Zest AI’s sophisticated algorithms enhance lending decisions beyond standard credit scores by analyzing thousands of data points in seconds. Combined with Temenos’s global reach and banking infrastructure, this could democratize access to credit while reducing loan processing costs. Customers benefit from faster loan approvals, while financial institutions gain deeper insights and reduced risk—without compromising on compliance or fairness.